40/60 payment plan: off-plan projects in Dubai

40% is paid between booking and completion and 60% at handover. This plan is back-loaded: a smaller share during construction and the larger part at handover, often with a mortgage on completion.

51 projects in our index publish 40/60 as their headline plan, from 43 developers across 29 areas, with starting prices from AED 620K – AED 18.5M and handovers between 2023 and 2030. 51 of them publish the full instalment table, where a 40% booking payment is the most common first step.